Business Insurance Advisors for Lowcountry Businesses

As a South Carolina business owner or executive, you know that insurance costs are often one of the largest expenses on your income statement – just behind the cost of payroll and benefits. Contact Correll Insurance Group of Charleston to discuss insurance options for your business.

As one of the Carolinas' largest agencies, with more than 40 offices across the region, Correll Insurance Group can provide your company with business coverage. Moreover, we can provide risk management and insurance solutions.

GET A FREE BUSINESS INSURANCE QUOTE

Commercial and business insurance plans

Whether you have a large or small business, and whatever your industry, Correll Insurance Group of Charleston can respond to your commercial insurance needs, including:

Liability insurance
Professional liability insurance
Commercial property insurance
Business owners policy (BOP)
Business interruption insurance
Commercial auto insurance
Workers’ compensation coverage
Group life and health insurance
Commercial umbrella policies
Employment practices liability insurance
Industry-specific insurance, such as restaurant insurance, condominium association insurance and firefighter / first responder insurance

What kind of insurance does my business need?

Businesses need coverage that reduces risk, fits the budget, and improves efficiency. Our independent agents, with knowledge of the Lowcountry, will sit down with you to discuss the type of insurance coverage your business needs.

Most often, businesses of all sizes need some combination of the following types of insurance:

Liability Insurance

One of the biggest exposures facing Carolina small businesses is the risk of liability. For example, if someone slips and falls on your business premises, you could be found liable. If you sell tainted food that causes an E. coli outbreak, the damages could be catastrophic. If you manufacture a product that causes a consumer’s injury or death, you could be found negligent. These are just a few of the many types of liability claims that can impact even the most safety-conscious businesses. Unfortunately, legal expenses and damages can add up fast, deteriorating your loss ratio and making you an undesirable risk for commercial insurance company underwriters. It’s important to find a liability insurance policy that protects you from risk.

Professional Liability Insurance

Learn more on our professional liability insurance page.

Property Insurance

Property insurance protects your commercial building’s structure from covered causes of loss such as wind and fire. Some policies also provide protection for your business inventory, equipment, boilers, machinery, and more. If you transport goods you may need goods-in-transit or a separate policy.

Business Owners Policy (BOP)

If you need insurance for your small business, a BOP might be an insurance solution. It packages property and liability coverage together in one business insurance policy.

Business Interruption Coverage

Have you ever stopped to wonder what might happen to your production and revenues if your place of business was no longer accessible? For many businesses, this scenario spells financial disaster, but not if they’re protected by business interruption coverage. Business interruption coverage reimburses companies for their average monthly revenues if and when they’re unable to transact business due to a covered cause of business interruption.

Workers’ Compensation Coverage

If you have employees, you likely need a workers’ comp policy for South Carolina or North Carolina. Besides the South Carolina State Fund, there are many affordable options available. Ask your Correll agent for a complimentary workers' compensation insurance quote. In addition to helping you fulfill your legal obligations, we will help you cultivate a safe work environment to minimize claims and help injured workers recover as quickly as possible.

Commercial Auto Insurance Solutions

If you or your employees drive in the scope of business, you may be at risk unless you have commercial auto insurance. Whether your employees drive their own vehicles or use business vehicles for work, personal auto insurance may deny coverage if an accident occurs.

Correll Insurance Group is a Trusted Choice® independent agency and has relationships with many of the nation’s “A”-rated commercial insurance companies.

GET A FREE BUSINESS INSURANCE QUOTE

Request More Info

FIRST* FIRST* is required

LAST* LAST* is required

EMAIL* Please enter a valid email address

PHONE Please enter a 10 digit phone number

CITY & STATE* CITY & STATE* is required

ZIP CODE* ZIP CODE* is required

MESSAGE

You may also call (843) 486-8711 to speak to an agent.

Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state.

"We are a small business here in Charleston, SC, and we cannot be more happy with the professionalism from the CIG Charleston team. I have lots of questions and lots of request from my customers for certificates to be sent, and their team is always more than happy to answer and reply to my customers' requests in a timely fashion. It’s unbelievable how easy they made the whole experience of stepping out on faith and starting a business!" - Jason M.

Local Agent. National Support.

Correll Insurance Group offers the best of both worlds—you get to use a local, independent agent who lives in your town and knows you personally, but this agent is backed by a strong, national firm that’s been serving the Carolinas for nearly 90 years. So you don’t have to choose between having a personal relationship with your agent and knowing your insurance has enough resources. You’ll get both with Correll.

CORRELL INSURANCE GROUP >>

Trusted Choice logo

We are a proud Trusted Choice® independent agency.

1232 Chuck Dawley Blvd Mt. Pleasant, SC 29464 |
(843) 486-8711

The information presented on or through this website is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to this website, or by anyone who may be informed of any of its contents.

This website may include content provided by third parties, including materials provided by other users, third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by Correll, are solely the opinions and responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinions or beliefs of Correll or any of its employees. View our full legal policy.